van Wagenen Financial Services,
Inc. (“Company”), maintains www.insuranceservicecenter.com and its
related sites (collectively the Company Site) for your personal information,
entertainment, and enjoyment. Please feel free to browse, download from,
and otherwise use the Company Site. Please remember that your access
to the Company Site is subject to the following rules (the Rules) as
well as all applicable laws. By accessing and using the Company Site,
you accept and agree to the Rules without limitation or qualification,
and acknowledge that any other agreements you may have with Company
are superseded by the Rules, to the extent any conflicts exist. If you
do not agree with the Rules, please do not use the Company Site.
Company may at any time revise
these Rules by updating this posting. You are bound by such revisions
and should therefore visit this page to review the current Rules from
time to time.
In addition, please note that
When visiting websites from other countries or regions, other websites
that are owned or operated by Company, you should review the privacy
policy for each specific site, as each may contain different terms.
Use of the Company Site
Access to and use of the Company
site is subject to all applicable international, federal, state, and
local laws and regulations. Unless otherwise specifically indicated,
you may download material displayed on the Company Site for personal
and commercial use. You may not distribute, modify, copy, publish, transmit,
display, sell, license, use, reuse, or create derivative works of any
of the content or material displayed on the Company Site for any public
or commercial purpose without the written consent of Company. You must
retain all copyright and other proprietary notices on downloaded and/or
copied material. Any copy of material from the Company Site you make
and distribute for any purpose must also include these Rules. You may
not access or use the Company Site in any way that could or is intended
to damage or impair the Company Site, or any server network underlying
the Company Site, or interfere with anyone elses use and enjoyment of
the Company Site.
Copyrights and Other Proprietary Rights
You should assume that everything
on the Company Site is copyrighted unless otherwise noted and that it
must not be used except as provided in the Rules or with the express
written consent of Company. Company neither warrants nor represents
that your use of the material displayed on the Company Site will not
infringe rights of third parties. Any product, service, program, or
technology described on the Company Site may be the subject of other
intellectual property rights (including but not limited to copyright,
trademark, or patent rights) owned by Company or its parent company.
Any such right that is not expressly licensed herein is reserved by
Images of people or places
displayed on the Company Site are either the property of, or used with
permission by, Company. Use of these images by you or other third parties
is prohibited unless expressly permitted in the Rules or elsewhere on
the Company Site. Any unauthorized use of these images may violate copyright
laws, trademark laws, the laws of privacy and publicity, and other applicable
regulations and statutes.
Any product, service, program,
or technology described in any document published by Company on the
Company Site may be the subject of other intellectual property rights
owned by Company. Any such right that is not expressly licensed hereunder
is reserved by Company.
The trademarks and copyrights
not attributed to Company are the property of their respective owners.
Trademarks and Brand Names
The trademarks, logos, and
service marks, whether registered or unregistered (collectively the
Trademarks) displayed on the Company Site are Trademarks of Company
and others. Nothing contained on the Company Site should be construed
as granting by implication, estoppels, or otherwise, any license or
right to use any Trademark displayed on the Company Site without the
written permission of Company or such third party that may own the Trademark.
Misuse of any Trademarks, or any other content displayed on the Company
Site is prohibited. Company aggressively enforces its intellectual property
rights, including via civil and criminal proceedings.
Apart from your personal information
you send to the Company Site, electronically or otherwise, including,
but not limited to, data, questions, comments, suggestions, or submissions,
is and will be treated as non-confidential and non-proprietary unless
Anything you send to the Company
Site may be used by Company for any purpose, including, but not limited
to, reproduction, transmission, disclosure, publication, broadcast,
and posting. By submitting material to the Company Site, you irrevocably
transfer and assign to Company, and forever waive and agree never to
assert, any copyrights, moral rights, or other rights that you may have
in such material. Company is free to use, without obligation of any
kind, any ideas, concepts, techniques, or know-how contained in any
communication you send to the Company Site for any purpose whatsoever,
including, but not limited to, developing, manufacturing, and marketing
products and services.
By using the Company Site,
you may submit, or Company may gather, certain limited information about
you and your usage of the Company Site. Subject to the terms of the
it deems appropriate.
The information and services
provided or referenced on the Company Site are provided as is, and the
entire risk as to satisfactory quality, performance, accuracy, and effort
is with the user. This means that although Company uses reasonable efforts
to include accurate and up-to-date information on the Company Site,
Company makes no warranties or representations as to its accuracy. Company
makes no warranty, either express or implied, that any information or
service provided or referenced by the Company Site is either merchantable
or accurate, that such information or service will fulfill any of your
particular purposes or needs, or that such information or service does
not infringe on any third party rights. Company may periodically add,
change, or improve any of the information, products, services, programs,
and technology described on the Company Site without notice. Company
assumes no liability or responsibility for any errors or omissions in
the content on the Company Site.
Limitation of Liability
Your use of the Company Site
is at your own risk. To the maximum extent allowed by law, neither Company
nor any other party involved in creating, producing, or delivering the
Company Site, will be liable for any direct, indirect, incidental, consequential,
or punitive damages (including, but without limitation, lost profits,
cost of procuring substitute service or lost opportunity), however caused,
arising out of your access to, use of, or reliance on the Company Site,
even if Company has been advised of the possibility of such damages.
Without limiting the foregoing, Company assumes no responsibility for,
and will not be liable for any damages relating to or caused by any
viruses which may affect your computer equipment or other property on
account of your access to, use of, or downloading from, the Company
Site. Company cannot and does not guarantee continuous, uninterrupted,
or secure access to the Company Site.
Company has not reviewed all
of the sites which are linked to the Company Site, and the fact of such
links does not indicate any approval or endorsement of any material
contained on any linked site. Company is not responsible for the content
of any site linked to the Company Site. Your connection to and use of
any such linked site is at your own risk.
Company reserves the right
to deny use of all or part of the Company Site to any user for any reason
without notification. Company may, in its sole discretion and at any
time, modify or terminate the Company Site and remove or refuse to post
any information, content, or materials.
Framing and In-lining
You shall not frame or in-line
(framing without a border around the framed content) this Site, meaning
that you will not display the contents of this Site on another web page
without Company's express permission.
Additional Legal Information
The Rules will be governed
by and construed under the laws of the State of Minnesota, excluding
only its conflict of law provisions. Each user of the Company Site hereby
submits to the exclusive jurisdiction of the courts within the State
of Minnesota and waives any jurisdictional venue or inconvenient forum
objections to such courts.
Any failure by Company to enforce
any of its rights under the Rules or applicable laws shall not constitute
a waiver of such right(s). If any provision of the Rules is found by
a court of competent jurisdiction to be invalid, you, Company, and the
court shall endeavor to give effect to the intent reflected in that
provision, and the remaining Rules provisions shall retain their full
force and effect.
You agree to follow any applicable
laws in your use of the Company Site. Among other things, United States
and foreign export control laws regulate the export and re-export of
technology originating in the United States and such foreign countries.
You will abide by these laws and regulations as applicable and will
not transfer, directly or indirectly, by electronic transmission or
otherwise, any content or software from the Company Site to or from
any countries or foreign nationals in violation of such laws or regulations.
Please note that the Company
Site is operated by Company Financial Services, Inc., and not the various
sub-agents that may be selling the products and services offered by
Please also read the Company
comments, criticisms, or complaints about the Company Site, please feel
free to email us.